Welcome to summer! It seems to have taken a really long time to get here. Now that the season is upon us and car shows are at a fever pitch it's time to think about protecting your vehicle.

Agreed value car insurance is a classic car owner's best friend. By prearranging the value (and service costs) associated with your vehicle you can have a worry-free summer driving season this year. Do this before any car show you participate in to avoid certain "gotchas" that may occur otherwise. For example, does your insurance cover accidents caused during the car show? If someone backs into your car while they attempt to park or someone gets too close and trips and falls, scratching your new paint job?

Standard insurance companies will likely reject such claims. Specialty insurance companies are more apt to provide coverage, especially if you ask ahead of time. No your needs and cover your bases by asking your agent up front. Better to avoid surprises and be prepared.

Does your car need service this year? Are you taking it to a local garage for brake work or other routine maintenance? While all garages have some level of liability insurance it may not be sufficient if they damage your classic car. Ask your agent about extending your coverage to such circumstances if it’s warranted.

That classic car doesn't have to be a burden! With a little proactive research and communication you can be sure that you have adequate coverage for whatever situation comes up during this summer. Have a happy driving season!