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Get the Best Classic Car Insurance Quote |
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Written by Administrator
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When researching a new muscle car purchase the last thing on your mind may be getting a classic car insurance quote. This is understandable but unfortunate. For those armed with the right tools and information cheap classic car insurance is easy to find. Whether your new purchase is that Ford muscle car or an antique car from the 30s, you insurance needs are very similar. You're looking for an insurance company that is sensitive to your special needs. After all, you are not the average commuter car owner that the normal insurance companies cover.
Before you go out and look for the best classic car insurance quote there are several things that you need to decide. What are your expectations? Will you be driving the car year-round, or is it a "show and shine" vehicle that only is out on warm summer weekends? One of the most important considerations is the miles you intend to drive. Some insurance companies will limit your driving miles to 2,500 a year in order to get special insurance rates. Others, such as Hagerty insurance (http://www.hagerty.com) put no limits on mileage, but restrict you from driving your classic car as basic transportation (no driving it to work daily, for example). Decide ahead of time what your planned usage will be.
With a notepad in hand write down your requirements for mileage and driving restrictions. Also write down the appraised value of the car. This is important since unlike a new car the insurance company doesn't have the ability to use pre-assigned values for your muscle car. Take some good pictures of the car, both inside and out. Note any modifications that have been made to the car that change it from a stock vehicle. Got it? Good! You're now ready to approach companies for a classic car insurance quote.
 We have reviews of the major antique car and classic car insurance companies here at Classic Car Insurance Reviews. I personally prefer Hagerty because of their very generous policy. They don't restrict your mileage, and you can insure your car up to a value that you assign to the car, giving you plenty of leeway to cover that rare Mustang or Corvette. Their rates are also very reasonable, and you can purchase insurance online and print your insurance card yourself. Very convenient!
Hagerty does require you to have pictures of your car, and to state what modifications have been made. You've already gathered that when you prepared for the classic car insurance quote in an earlier step. Upload these pictures and fill in the required information for their online insurance application. You'll receive an insurance quote online and will be able to purchase the insurance on the spot.
Be prepared when looking for a classic car insurance quote. Buying the first policy you find could cost you literally hundreds of dollars a year and limit the fun you can have with your new muscle car. Cheap classic car insurance is out there for those who know where to look! |
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