The Chevy Camaro is a car model that would not die. Even when other brands scale back on their muscle car offerings Chevrolet couldn’t resist (or was allowed to forget) bringing back the Camaro. Introduced in 1967 as a competitor to the Ford Mustang the Camaro epitomizes the concept of a muscle car: lightweight body with a heavyweight motor.
Classic Camaros have maintained their value over the years. Certain models, such as the Camaro ZL-1 are not only rare but highly desirable. Collectors around the world collect Camaros and they are always big showstoppers at classic car auctions such as Barrett-Jackson and Mecum.
Since the value of the these cars is more than the typical insurance value of the car it’s important to have the right kind of insurance coverage. This means if your Camaro is of a rare variety, like a factory Z-28, you’ll need more coverage than Progressive or GEICO is typically willing to give you. Traditional insurance companies try to make their money with volume and don’t want to insure high-value vehicles without charging the owner an arm and a leg.
Car insurance companies like American Collectors Insurance and Classic Collectors Insurance specialize in insuring these high-value and unique vehicles. Unlike the traditional insurance companies they deal in small numbers and cater to the specific needs of their clients. This means you can have crafted the very level of coverage and options that you want without paying for those services you don’t need. They will provide you with a classic auto insurance quote that will be tailored to your needs and budget.
Since there are so many special model Camaros made between 1967 and 1973 it’s important to mention the particulars of your vehicle. A big-block SS Camaro will need more coverage than a small-block RS. Convertibles may carry a premium, as will very limited models such the COPOs and LS1s. Make sure you make the specific model and options clear on any insurance application.
Make sure that your coverage includes any necessary travel distance. Some classic car insurance policies may reduce your monthly premium by limiting your driving distance. Also make sure that during the winter months if you’re not driving your vehicle to reduce your insurance coverage to fire and theft since you won’t be needing collision protection.
Your classic Camaro needs your protection by providing needed insurance coverage. Classic car insurance is the best way of getting your bang for your buck. The insurance companies reviewed on this site are a great place to start.
About Richard Brown