American Collectors Insurance is one of the nations leading provider of classic car insurance. They encompass all that has to do with classic and antique car insurance, even covering vehicles as new as 1992. They offer street rod insurance, as well as antique and classic motorcycle insurance. Their primary goal is to serve all of your needs when it comes to classic car, truck, or motorcycle insurance for all hobbyists.

They offer some of the best in coverage of classic cars from agreed value coverage for all states except for MA, TX, and VA to the important inflation guard. That means that their policy recognizes that your vehicle will go up in value, so they feature an automatic increase by at least 2% every quarter up to a maximum of 8% at no additional cost. They have zero deductible on original vehicles as well as flexible usage so that there is no attendance requirement providing that you do not abuse the program that they specify in their insurance policy. Your classic car may be driven on a pleasure only basis up to 5000 miles per year.

Also offering spare parts coverage, and automatic coverage for additions to your collection, they provide low classic car insurance rates for what you receive. American Collectors Insurance knows the importance of a classic car insurance policy so they will not offer only liability on your collectible car. In addition they are pleased to offer the TLC plan which is towing and labor for collectors which from $9.95 a year to $34.95 a year offer reimbursement for roadside emergencies, towing, lockout, and much more.

They give classic car insurance quotes to qualified cars, either original or modified if it is at least 15 years old, kept securely in a garage, and driven on a limited basis. You must have 10 years of good driving experience, have a good driving record, and have at least one everyday vehicle for every licensed driver in your household. Your classic car could not be insured if you use it on an everyday basis or for transporting people or goods.

They have separate instant quotes for collector cars, collector trucks, collector motorcycles, and collectible cars in general for up to 5 vehicles. You can apply easily online through their website where you will receive a quote immediately. If you classic car has been modified more than the traditional modifications specify you must enter that into the quote to make sure you get the right rates for your car.

Through their website you can submit a claim if you have had an accident or any damage to your car. They want you to know that they are always available to speak to you via phone or email to ensure that you have a pleasurable insurance experience. They have been in business over 30 years and have made quite a name for themselves as one of the leading classic car insurance companies. Their goal is to maintain their reputation in the classic car hobby as well as the insurance industry.